Purchasing your first car is an exciting yet daunting experience. With countless options available and a variety of factors to consider, it's essential to make an informed decision. Whether you're a new driver, moving to an area without public transport, or need a car for family use, this guide is here to help.

From essential tips for first-time buyers to budget-friendly car recommendations and legal requirements, our Car Buyer’s Guide will ensure you find the best fit for your needs.

Identify Your Needs

Before you begin shopping, it's crucial to evaluate what you truly need from a car. Are you looking for a compact, fuel-efficient car for city driving, or do you need a spacious SUV for family use?

If you're commuting long distances, prioritise comfort and fuel efficiency. For rural areas, consider a vehicle that can handle rough, unsealed roads. By understanding your needs, you can narrow down your options.

Related articles:

🚌 Sedan or SUV? https://www.onlycars.com.au/news/sedan-or-suv
🚙 7 Most Reliable Small Cars: https://www.onlycars.com.au/news/most-reliable-small-cars-australia
🛻 What car should I buy? https://www.onlycars.com.au/news/what-car-should-i-buy

Budget Considerations

Your budget should include more than just the car's price tag. Ongoing costs such as fuel, insurance, registration, and maintenance can quickly add up.

If you’re planning to finance the car, make sure to budget for monthly repayments that fit your lifestyle. Many first-time buyers opt for used cars to save on upfront costs, but keep in mind potential maintenance expenses when going down this route.

Check out our Car Finance Repayment Calculator

New vs. Used Cars

Both new and used cars have their advantages. New cars offer warranties, the latest tech, and no previous wear and tear, but they’re more expensive and depreciate quickly. Used cars, on the other hand, are more affordable and don’t lose value as fast, but may require more upkeep.

Check out Only Cars for a selection of new  or used cars in available in Australia.

If you’re considering a used car, make sure to:

  • Check the service history.
  • Purchase a vehicle history report.
  • Consider a pre-purchase inspection.

Related article:

🛻 New or Used car? https://www.onlycars.com.au/news/new-or-used-car

 Test Drives and Inspections

Never commit to a car without taking it for a test drive. Pay attention to how it accelerates, brakes, and handles. Listen for any unusual sounds or vibrations, and check both the interior and exterior for any signs of damage or wear.

If you’re unsure about the condition of a used car, bring a mechanic along for a more thorough inspection.

Financing and Insurance

When financing your car, compare interest rates from different lenders, including banks and dealerships. Be sure to read all the fine print to understand the full cost of the loan.

Insurance is a must. Comprehensive insurance provides the best coverage, while third-party property insurance is the minimum legal requirement. Make sure to get multiple quotes to factor these costs into your overall budget. Let the One Sure team help you find the perfect insurance solution tailored for your first car

Looking to finance your new or used car? Only Cars has teamed up with Credit One to help you hit the road faster and begin your next adventure with ease. Whether you're after your first car or upgrading to something new, our partnership offers you convenient, flexible financing options tailored to your needs.

Maintaining Your Car and Selling

Once you've found the right car, it's important to care for it. Regular washing, interior cleaning, and sticking to the recommended service schedule will keep your car in good condition. A well-maintained vehicle holds more value and will be easier to trade in when you’re ready for your next purchase.

Ready to sell your car? At Only Cars, we’ve got you covered. List your vehicle easily on our website and reach potential buyers fast. As a loyal reader, your first listings on us – use code “CODE” on our website.

Related articles:

💵 Selling your car: https://www.onlycars.com.au/news/what-documents-do-you-need-to-sell-your-car
🧽 Car wash tips https://www.onlycars.com.au/news/automatic-car-wash-tips-2


Found your perfect purchase? Let’s make financing just as easy!

Work with Australia’s best-reviewed finance broker for a great deal and a stress-free experience. With 2,500+ glowing Google reviews, you can trust you're in good hands! See what our happy customers say in Credit One reviews, or jump right in and crunch the numbers with our handy loan repayment calculator. Your ideal financing solution is just a few clicks away!